Brokerage¶

🎁 Public Brokerage — $100 Referral 🔥🔥🔥¶

Nationwide · Effective 08/31/2026

Quick Summary

Bonus: $100 in stock or ETF of your choice (fractional share)

Deposit Required: $1,000 initial one-time deposit

Claim Window: 30 days after the reward appears in the Rewards tab

Lock Period: 12 months on the $100 reward
(No lock period on your original $1,000 deposit)

Public currently offers a $100 referral bonus in stocks or ETFs when signing up with a referral link and depositing $1,000.

Historically, the standard referral bonus has often been $20, and some parts of the app may still display that older amount. The Rewards tab and the official Terms and Conditions reflect the current $100 bonus.

Eligibility: New users are eligible. Also DPs suggest prior users whose accounts were closed before could sign up via referral with a different email and be eligible for the referral bonus.

🔑 How to Earn the $100 Bonus¶

1. Sign up using a referral link
👉 https://public.com/user-referral?referrer=Zhishan98059

(Some DPs suggest that if the referral link did not track during signup, or the account was not originally opened via a referral, the referral bonus may still be recoverable after approval. Enter the referral code into the "Have a promo code? Enter it here" box inside the Rewards Tab and click "Submit", which then prompts stock selection. This appears to be a fallback mechanism and may be YMMV.)

Referral code: Zhishan98059

2. Make a single initial deposit of $1,000 or more

The deposit can be made during application or after approval
It must be your first one-time initial deposit

3. Receive $100 in stock or ETF

Once the deposit posts successfully, both you and your referrer receive $100 worth of fractional stock or an ETF of your choice
You’ll have 30 days to claim the reward in the Rewards tab before it expires
The $100 appears as a fractional share of your chosen stock or ETF
Common available options include TSLA, AAPL, MSFT, GOOG, AMZN, VOO, QQQ, NVDA, META

⚖️ Requirements & Rules¶

Hold Requirement

The $100 reward (or its cash value) must remain in your Public account for 12 months
Early withdrawal may trigger an early-withdrawal fee of up to $100

Your Own $1,000 Deposit

Your original $1,000 deposit can be withdrawn or reinvested anytime after the bonus is credited

Referral Cap

After signing up, you’ll receive your own referral link to invite others
Each user can earn up to $500 total in referral bonuses (five successful referrals)
After reaching the cap, referrers no longer earn bonuses, but referees remain eligible

📝 Application Notes¶

Signup is fast — typically ~5 minutes
Requires ID upload, no selfie
During signup, the app may still show a banner saying
“Get $20 stock when you deposit $1,000” — this appears to be outdated
The current $100 referral amount is confirmed in:
- the Rewards tab, and
- the official terms:
  https://public.com/disclosures/referral-terms

🪙 Extra Tip¶

Public can also be useful for draining prepaid cards via deposits (lifetime cap ~$4,000, YMMV).

Blackhawk-issued prepaid cards usually do not work
Many other prepaid cards work until the cap is reached

To keep activity clean, one option is to buy Treasury bills, hold them for ~3 months, then ACH the proceeds back — optional, not required.

← Back to Offers Index

💸 Moomoo — up to $1,000 NVDA + 8.1% APY (60 days) + 3% ACAT match (max $600) + $25 Referral 🔥🔥🔥¶

Nationwide · Referral (09/26/2025 – 01/31/2026) · Public Offers (01/01/2026 – 03/12/2026)

Quick Summary

💰 Up to $1,000 in NVDA stock via 5-tier cash deposit bonus

📈 8.1% APY on first $20,000 for 60 days (manual activation required)

🔁 3% ACAT transfer match on first $20,000 (max $600, paid quarterly)

🎁 $25 referral bonus for brand-new users

✅ All offers are stackable for new / never-funded Moomoo accounts

👉 Referral link: https://j.moomoo.com/01nsnp

Eligibility — Who Qualifies**¶

You qualify only if one of the following is true:

You did not open a Moomoo brokerage account before 01/01/2026 00:00 ET, or
You opened an account earlier but never made any deposit or ACAT transfer, and your first deposit or first ACAT settles by 03/12/2026 23:59 ET

Important notes:

❌ If you ever funded the account before 01/01/2026, these public offers do not apply
✅ An unfunded previously opened account can still qualify

🎁 1) $25 Referral Bonus¶

Offer Valid: 09/26/2025 – 01/31/2026

Referral promos run independently and are stackable with all public offers.

Public offers do not require a referral link
To stack the referral bonus, you must sign up via referral first, then complete whichever public offers you choose (deposit bonus, APY booster, ACAT match)

How to Earn the $25 Referral Bonus

Sign up via referral link: https://j.moomoo.com/01nsnp
Manually claim the referral reward in the app before making deposit
Make a qualifying deposit (e.g. $100)
Place a qualifying buy trade
Reward unlocks as cash after settlement

Always follow the current instructions shown in-app under My Rewards.

💰 2) Deposit Bonus — Up to $1,000 in NVDA Stock¶

Offer Valid: 01/01/2026 – 03/12/2026

Eligible funding methods: ACH / Wire / Instant / Debit
❌ ACAT transfers do NOT qualify for this bonus

Deposit Tiers

Net Cash Deposit	NVDA Bonus	Hold Requirement
≥ $500	$30	$500 avg assets · 60 days
≥ $2,000	$100	$2,000 avg assets · 60 days
≥ $10,000	$200	$10,000 avg assets · 60 days
≥ $50,000	$400	$50,000 avg assets · 120 days
≥ $100,000	$1,000	$10k (60d) → $50k (120d) → $100k (180d)

Notes

Net deposit = total deposits − withdrawals
Average assets = daily average of cash + securities
Bonus issued as fractional NVDA shares
Shares unlock after hold period and become tradable ~5 business days later
Sale proceeds are withdrawable

📈 3) 8.1% APY Cash Sweep Booster¶

First $20,000 · 60 days · Manual activation required
Offer Valid: 01/01/2026 – 03/12/2026

Rate structure (as of 12/10/2025):

Base APY: 3.35%
Booster: +4.75%
Total: 8.1% APY
Cap: first $20,000 only
Duration: 60 days from activation

Requirements

Enroll in Cash Sweep Program
Manually activate the APY booster in-app
60-day timer starts at activation
Base rate may change; booster stacks on top of current base

How It Works

Deposit lands as brokerage cash
Cash is swept daily (≈2pm ET) after enrollment
Activate booster in My Rewards
First $20k earns 8.1% for 60 days
Excess cash earns base APY only

🔁 4) Transfer-In Promotion — 3% ACAT Match¶

First $20,000 · Max $600 · Paid quarterly
Offer Valid: 01/01/2026 – 03/12/2026

Eligibility

No deposits or ACATs before 01/01/2026
First eligible ACAT must settle by 03/12/2026

Eligible assets

US stocks, ADRs, ETFs, cash
Options (not expiring within 7 days)

Not eligible

Mutual funds, bonds, OTC / pink sheets

Match Structure

3% match on first $20,000
Maximum reward: $600

Payout & Unlocking

Issued as Cash Coupon ~5 business days after settlement
Paid in 4 quarterly installments (25% each): Day 90 / 180 / 270 / 360

Unlock rules

Maintain transferred assets for 90 days
Trading allowed; withdrawals that reduce balance may void unlock
If more than $20k transferred, only the first $20k must be maintained

How to Use Cash Coupons

Coupons usable in-app only
Apply to qualifying buy trades → convert to real cash
Each installment expires 6 months after unlock

🧾 Final Summary — How This Offer Actually Works¶

This is a multi-layer, stackable brokerage promotion, but only if you follow the correct order and eligibility rules.

New / never-funded accounts only.
If you ever deposited or ACATed before 01/01/2026, the public promos do not apply.
Four independent components, fully stackable:
- 1) $25 referral bonus (optional, referral link required, must be claimed first)
- 2) Cash deposit → NVDA stock bonus (ACH / Wire only, up to $1,000, long holds at higher tiers)
- 3) 8.1% APY booster on first $20,000 for 60 days (manual activation required)
- 4) 3% ACAT transfer match on first $20,000 (max $600, paid quarterly over 12 months)
Cash deposit and ACAT are separate tracks.
- Cash deposits earn NVDA + APY.
- ACAT transfers earn 3% match.
- One does not replace the other.
Timing matters.
- Referral reward must be claimed before depositing
- APY booster only starts after manual activation
- ACAT bonus pays out slowly (Day 90 → Day 360) and requires patience
Capital lock-up reality check:
- NVDA bonus: up to 180 days at the $100k tier
- ACAT bonus: effectively 12 months if you want the full $600
- APY booster: only 60 days, capped at $20k

Bottom line:
This is best treated as a high-value, short-term cash parking + medium-term brokerage bonus, not a quick churn.
If you understand the order and holding rules, the total return can be substantial; if you don’t, it’s easy to miss or void parts of the reward.

← Back to Offers Index

🔷 Webull — 3% / 4% Deposit Match (Referral)¶

Nationwide · New customers only · No Chex Pull / no hard credit pull · Offer Valid: 01/01/2026 - 03/31/2026

🔹 Offer Details¶

4% match on cash deposits or transfer-in assets of $100,000+
3% match on net qualifying cash deposits of $2,000+
Qualifying funding must be settled within 7 days after 03/31/2026
$100 ACAT fee credit for $2,000+ transfer-in
(may be granted even if no transfer fee is charged)

⏳ Payout & Holding Requirements¶

Match reward is not paid upfront
Paid in 6 equal yearly installments
You must maintain the Net Qualifying Funding Amount through the final payout date
(March 31, 2031)
If net withdrawals exceed deposits in any installment period,
remaining unpaid installments are forfeited
Initial funding must be maintained for at least 60 days

👉 Apply via Referral Link¶

Apply here: https://a.webull.com/3Dbte6werUmd7VZQd3

← Back to Offers Index