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Personal Bank Accounts – Geo-Restricted

These accounts are limited by state, county, or region.
If you are looking for accounts available nationwide, see: → Nationwide Personal Bank Accounts

⭐ CU of the Rockies — $50 / $100 Bonus (CO-only)

Referral by email.
Includes Giddy-up Money Market (reported 52.8% APY on $500).


💰 Commerce Bank — Up to $700 Bonus + $200 Referral

Referral registration: Register here
(DPs: referral stacks.)


🏆 Central Bank — $300 Bonus (OK, IL, KS, MO, CO)

  • $50 opening deposit
  • 2 × $250 DDs within 90 days